Will a card be issued after applying for a credit card online?

If you are applying for a China Merchants Bank credit card, the credit card application result will be subject to the actual audit by the bank. Whether the credit card application has been pre-approved, the card will definitely be issued.

If it is a China Merchants Bank credit card, the pre-approval is only an initial review and does not mean that the card will be issued. It also needs to be audited by the head office. Can I get a refund after applying for an online credit card but not getting the card?

If you no longer want it, you can log out directly. The logout method is as follows:

Telephone Banking Logout:

All credit cards can be logged out through Telephone Banking. You must meet the premise that the credit card can be logged out before you can log out by phone. Call the corresponding bank customer, enter the card number and information according to the prompts, and cancel the account;

Bank counter Log out:

(1) Bring valid documents, such as ID card and credit card;

(2) Go to the bank to get the reservation number and queue up;

( 3) Explain to the service staff that you want to cancel the account, give your credit card to the bank staff, and fill out the relevant application; (4) The credit card account cancellation is completed.

Notes:

If the credit card is lost, you need to apply for a new credit card before canceling the account. There will be a card fee for replacing the card;

To cancel the credit card account, you must Take out the balance on the card and make sure there is no outstanding balance on the card. Will short interest be issued if the CCB credit card application fails?

After the credit card approval result is obtained, the CCB will notify you via SMS (if approved, the SMS will be sent after the card is sent out; if not approved, the SMS will be notified immediately)

At the same time, The poster can also check the card approval progress through the following methods

First, select "Application Progress Query" through the "Credit Card Service Hall" on the left side of CCB's credit card website, enter the ID card information, and query the card application schedule.

Second, go through the voice system of CCB’s credit card customer service hotline

Third, follow CCB’s public WeChat ID “China Construction Bank” and select “Credit Card” - “Progress Inquiry”

Fourth, use CCB’s mobile banking

If the poster has any other questions, you can ask. Does it cost money to apply for an online credit card?

There is no fee to apply on the bank’s official website. Online credit card application is audited the fastest, and online credit card application is processed within a few days.

If it is China Merchants Bank, after receiving your application information, our bank’s credit card promotion staff will forward it to the credit card center audit department. It usually takes 10 working days from the time the audit department receives your application information to the time the credit card audit is completed. If you pass the audit, the card will be printed and sent within 2 working days. A text message will be sent to notify you of the card delivery the next day. You can check the card delivery progress 2-3 working days after receiving the text message. The card is sent by registered mail by default. Shipped to the customer's billing address, usually within 15 days. Will applying for JD Baitiao with a credit card be successful?

The Baitiao activation result is the evaluation result given by the system based on your information. You can try to activate Baitiao. If you fail to activate successfully, please do not operate frequently to avoid affecting the probability of successful activation. If your activation results page prompts that you can deposit IOUs into a small vault, you can also try the operation. The following are some suggestions for Baitiao activation:

1. Maintain a good JD consumption record;

2. Maintain a good personal credit record;

< p> 3. Please do not operate frequently to avoid affecting the probability of successful activation. If I apply for a CITIC credit card online and pass the preliminary review and the card is issued, will the interview guarantee success?

Generally, there is no big problem in the interview, the main purpose is to verify the identity

Credit card application conditions:

1. Be 18 years or older;

2. Hold a valid ID card;

3. No bad credit record;

4. Have a permanent job certificate;

5. Have the financial seal of the unit Proof of income;

6. Proof of other financial resources, such as bank deposits, real estate, cars, stocks, bonds, etc.;

7. Proof of social pension insurance;

< p> 8. Provide two contact persons.

The first three conditions must be met. Provide 4-8 supporting materials as much as possible. Specifically, it can include the following information. Provide as much as possible selectively to ensure smooth passage of the audit and increase the information quota. How to withdraw information when applying for an online credit card

The two most effective ways to apply for a large-amount credit card

One of the most effective methods: Submit a property certificate

For large-amount credit cards For credit cards, the choice of bank credit card does not matter. What matters is whether your property certificate complies with the bank's regulations.

Generally speaking, property certificates include: real estate, cars, financial products, etc. under the personal name.

Taking Minsheng Bank as an example, its large-deposit credit cards are divided into: Diamond Card (starting limit is 200,000), Deluxe Platinum Card (starting is 80,000), and Standard Platinum Card (starting is 40,000).

If you provide real estate under your personal name, the required conditions are: the standard platinum card requires the real estate value to be more than 800,000, the deluxe platinum card requires more than 1.6 million, and the diamond card requires more than 3.2 million.

However, the bank does not accept the car title certificate.

Guangfa Bank, China Merchants Bank, etc. accept vehicle-related certificates.

The second most effective way: apply for a card with a card

Applying for a card with a card is an effective way to apply for a large credit card. Taking Minsheng Bank as an example, applying for a card does not require any additional proof of assets: the applicant is required to have a credit card that has been used for more than half a year, and the credit limit of the card is at least 40,000. The application conditions are: the original card limit If you spend more than RMB 40,000, you can get a standard platinum card, if you spend more than RMB 80,000, you can get a deluxe platinum card, and if you spend more than RMB 150,000, you can get a diamond card.

When applying for a large credit card, according to the bank's scoring system standards, some conditions are most applicable, such as a good credit record, a superior career, a stable high income, high deposits, etc.

If you can’t get a recommendation card, you can only spend money to find someone.

To apply for a card or withdraw cash, you can contact me.