His credit card overdraft withdrawal stipulates that the maximum withdrawal per card per day is 2,000 yuan, so the poster needs to withdraw 3,000 yuan in at least two days

In addition, overdraft cash withdrawal does not enjoy the interest-free period , calculated from the day of cash withdrawal, an interest of 5/10,000 of the cash amount will be charged every day (converted monthly is 1.5 per month, and annual is 18 per year). Cash withdrawal fees will also be incurred, and the fee is 0.5 of the cash withdrawal amount, at least 2 Yuan.

For example, the poster withdraws cash from an overdraft of 3,000 yuan and pays it back 10 days later

The total amount that needs to be paid back = cash withdrawal principal, cash withdrawal handling fee, cash withdrawal interest

=3000 3000*0.5 3000*0.05*10 (10 days of interest)

=3000 15 15

=3030 yuan

Just 10 days , there will be an additional fee of 20 yuan, which is actually quite high. It is recommended that the host try not to overdraft and withdraw cash, or pay it back as soon as possible after withdrawing cash.