which company is the Buick auto loan
which company is the Buick auto loan? The answer is SAIC-GM Finance. SAIC-GMAC was established in 24, and it is composed of SAIC Finance Co., Ltd. and GMACUKPLC (a wholly-owned subsidiary of GM) ...
Therefore, the Buick car loan is paid by SAIC-GM Finance Co., Ltd.
Buick car loan is usually paid on the 25th of each month, but you can choose any day of each month according to your actual situation. You can check your loan information online, or contact Buick's customer service to know your loan repayment date more accurately. In addition, you can also arrange automatic repayment through online banking, mobile banking and other channels, so as to make it more convenient to repay on time.
What are the conditions for Shanghai GM Buick loan?
The conditions for applying for Shanghai GM Buick loan are as follows:
(1) The car buyer is an adult and has full capacity for civil conduct and has reached the age of 18.
(2) Car buyers have stable jobs, sufficient financial resources and repayment ability.
(3) During the loan application period, the car buyer deposits the down payment of the car purchase in the account of the bank savings counter, which is lower than that stipulated by the bank.
(4) There is a guarantee recognized by the bank. If the car buyer is from other provinces, it must provide a joint liability guarantee. The bank does not accept the mortgage set by the car buyer on the vehicle purchased by the loan.
(5) Other conditions stipulated by the bank.
any consumer advertisement emergency channel will arrive quickly!
if you need a loan to buy Shanghai GM Buick, you need to meet it. Car buyers have stable jobs and repayment ability; Adults over the age of 18 with full capacity for civil conduct; Car buyers deposit the down payment of car purchase lower than that stipulated by the bank in the account of handling the bank savings counter; There is a guarantee approved by the bank, and the mortgage of the car purchased by the car buyer with the loan is not accepted.
if you buy a Buick, the total price is 9, yuan, the down payment is 2, yuan, and the loan is two years. How much will you pay back in one month?
According to the down payment of 3%, the loan is 27, yuan and 63, yuan. Loans are in units of 1, yuan, and the maximum loan is 6, yuan. The down payment is:
3% of the car price, 3, yuan = 3, yuan
9,/1.171% of the purchase tax = 7,692 yuan
Insurance, licensing fees, vehicle and vessel use tax, etc. are about 5, yuan.
the total down payment is about 43,7 yuan.
the loan is calculated in three years, with the benchmark interest rate of bank loan of 6.75%, and the repayment method of equal principal and interest, with a monthly payment of more than 1,8 yuan. In fact, the loan interest rate of each bank shall prevail, which generally exceeds the benchmark interest rate, and it is estimated that the monthly payment is more than 2, yuan.
You can choose to pay the credit card in installments, generally charging about 8.5% handling fee, paying 5, yuan in one lump sum, and repaying 6 million yuan in 36 installments on average, with 1.7 yuan for each installment. This is probably the most economical installment.
that's enough for the introduction of Buick loan.