I don’t understand the use of Pudong Development Bank’s Super 6 Red Envelope

Users who use Pudong Development Bank’s credit card to make a qualifying purchase of 16 yuan or more can get a “Super 6 Red Envelope”.

Activity time: During the event from January 1 to January 31, 2022, users who use Shanghai Pudong Development Credit Card to make a single qualifying purchase of 16 yuan or more can receive a "Super 6 Red Envelope", just open the red envelope Receive random card swiping gold/point rewards, up to 666 yuan in card swiping gold/6666 points. Each person can receive a maximum of 6 "Super 6 Red Envelopes" per day, and a minimum of 66 "Super 6 Red Envelopes" per calendar month.

WeChat red envelope: It is bound to Pudong Development Bank’s official WeChat and can be used for any consumption. However, only red envelopes that consume more than 10 yuan are valuable. You can get up to five red envelopes per day and 15 can be shared. Red envelope.

How to deduct the Pudong Development Bank 66 red envelope

Deduct it directly during the transaction.

After receiving the credit card, the cash will be directly returned to the credit card account, and it will be in the form of overpayment. The red envelope will be automatically deducted during the transaction.

The red envelope deduction rule is that one yuan can be deducted for every one hundred yuan spent.

How can Shanghai Pudong Development Bank’s installment red envelopes be deducted from interest charges?

How can Shanghai Pudong Development Bank’s installment red envelopes be deducted from interest charges?

1. Use card swiping funds to receive red envelopes, because card swiping funds can only be used to deduct new transaction principals and cannot be used to deduct bank fees, such as annual fees, interest, handling fees, and overdue repayments. Charges such as liquidated damages cannot be deducted. In addition, the due repayment amount cannot be deducted with consumption credit.

2. Installment credit can only be used to offset the handling fee for each installment of free installments or bill installments processed within the validity period of the card.

As for how to deduct it, in fact, these two installment red envelopes are deducted directly after the transaction occurs, without manual operation. After obtaining the credit card credit, the cash will be directly returned to the credit card account, and it will exist in the form of overpayment.

What are the rules for using Pudong Development Credit Card credit?

The Pudong Development Credit Card Swipe Bonus is a kind of voucher given during the event, which can be directly used for repayment and offset the corresponding amount in the account. Speaking of credit card usage, I believe there are still many cardholders who do not understand the rules for using card credit. Now I will give you a detailed explanation of the use of credit card credit for Pudong Development Bank.

1. Card swiping bonus is a bonus right given by Shanghai Pudong Development Bank Credit Card Center to eligible Shanghai Pudong Development Credit Card holders (counted into the main cardholder’s account), which can be used within the specified validity period. The transaction principal of new related transactions incurred by using Shanghai Pudong Development Credit Card (including the main card or its supplementary card) will be deducted.

2. The credit card credit in the red envelope is valid for 60 days from the date the user opens the red envelope. The card credit must be used within its validity period. If there is any remaining balance after the validity period, it will be automatically invalidated.

3. The card payment will be deducted from the principal amount of the transaction on the second working day after the new relevant transaction occurs and is recorded in the account. The cardholder still needs to repay the undeducted principal amount. .

4. If the cardholder has multiple credit card charges under the same Pudong Development Bank credit card, the multiple card credit credits can be used cumulatively to deduct the transaction principal of the same transaction, and the validity period will be used first. More recent credit cards. Card swiping funds cannot be cashed or transferred, and do not affect the card's credit limit, available limit, account balance, etc., and are only used to offset the transaction principal (only for consumption deductions, excluding cash withdrawals and installment transactions), and may not be used to offset the transaction principal. Deduct bank fees (including but not limited to interest, handling fees, late fees, etc.) and the due repayment amount.

5. To inquire about the card balance and deduction details, please log in to the online account service on the Pudong Development Credit Card Center website.

The above is what I have found for you about the rules for using Pudong Development Credit Card swipe money. I hope it can help you.

That’s it for the introduction of Pudong Development Credit Card Red Packet.