Yes.

According to Lutu data, overdue credit cards will affect personal credit reporting. Overdue credit card is a very serious breach of trust. On the one hand, overdue repayment will incur corresponding late fees, handling fees, interest and other additional fees. Secondly, it will affect personal applications for future loans, car purchases, house purchases, etc. It will have a great impact on an individual's credibility. Once a personal bad credit record occurs, the first thing that will be affected is the application for other loans.