1. First contact the credit card issuer and explain the situation. Explain to them why the online loan is overdue and provide relevant evidence, such as repayment plan or any documents that can prove that you are solving the debt problem.
2. Second, contact the online lending platform to pay off overdue loans as soon as possible. Through communication with the platform, make a feasible repayment plan to ensure timely performance. This will help improve your credit status and reduce the possibility of credit card freezing.
3. In addition, use other payment methods to avoid freezing credit cards. For example, when using a credit card, you can choose to use a debit card or cash to avoid freezing.
To sum up, to solve the problem of credit card freezing caused by overdue online loans, it is necessary to contact credit card issuers and online lending platforms in time, and provide reasonable explanations and repayment plans. In addition, the use of standby payment methods also helps to avoid further freezing risks.
Extended data:
If there are similar problems, we can understand the influence of personal credit report on credit status and the consequences of overdue repayment according to the law. Maintaining a good credit record is very important for personal financial health and obtaining more financial services.