1. Credit card status is normal.

2. The temporary increase of credit cards and the credit part cannot be phased; Repayment before installment, bill return or repayment. After the upper limit of installment is lowered, the amount cannot be installment. If you have paid in full, you can't apply for bill installment.

3. The bill installment should be applied two days after the bill date and before the due repayment date of the bill.

4. The minimum application amount for bill installment is 300 yuan RMB/100 USD/8,000 JPY /600 HKD /80 GBP/100 AUD, and the maximum amount shall not exceed 90% of the total credit card consumption in the current bill. Overdraft cash withdrawal transaction, installment transaction, various fees and other transactions designated by BOC do not support installment.

Credit card transaction staging needs to meet the following conditions:

1. Credit card status is normal.

2. The temporary increase of credit cards and credit cannot be phased.

3. The installment of the transaction should be handled after the consumption is recorded and before the bill is issued. If the ticket has been issued, it is impossible to handle the transaction installment for the transaction that has been issued, and you can try to handle the bill installment.

4. The single transaction amount of installment payment must be greater than or equal to RMB 65,438+000/USD 65,438+000/JPY 8,000 /HKD 600 yuan/GBP 80 yuan/AUD 65,438+000.

Tips: 0 Credit cards and business cards do not support installment.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.