Generally, car sellers have corresponding bank loans, as long as you can repay the loan every month. The car seller and the bank will discuss the specific down payment and loan amount with you before signing a contract. I don’t know if the salesperson mentioned this to you when you bought the car. In fact, you are not buying a car with a loan, but are repaying it in installments. Regarding the installment repayment with the Bank of Communications credit card, you can call me for installment payment. As long as you make a large purchase at Bank of Communications, their customer service will take the initiative to call you and invite you to make an installment payment. Or the author can activate online banking at the Internet point, log in to online banking, click "Credit Card" - "Instalment Payment" - "I Want Installment", and operate the installment by yourself. You can make installments for any amount exceeding 1,500 yuan.

Generally speaking, if you want to use a Bank of Communications credit card to buy a car in installments, the main business promoted by Bank of Communications in terms of car loan credit cards is "e-car loan". As long as the poster holds a valid identity certificate, has a local fixed residence, a fixed occupation and a stable income, has the ability to repay and has no bad credit record, and has full capacity for civil conduct, he or she can apply at Bank of Communications branches that accept personal loans.

Finally, I would like to remind the poster that after installment is implemented, repayments must be made on time and in full each month. If you forget to do so once, you will incur penalty interest and there will be overdue records. The gain outweighs the loss. I hope my answer can help the original poster!