It is easy to increase the limit of Ping An Credit Card.

Ping An Bank’s credit card limit can be increased very quickly through normal use. If you want to increase your credit card limit, you must use your credit card more often. The monthly consumption limit is basically maintained at about 70% of the credit card credit limit. And if you pay back the loan on time, you can increase the limit after using it for a period of time.

If you want to increase the limit, you can also use more temporary limits. The more frequent use of the temporary limit shows that the user has strong spending power, and banks still like to increase the limit for such users. However, the temporary quota has a time limit and needs to be paid back in one go after use.

Notes on the use of credit cards

When applying for a card, cardholders should not think that they want to apply for a high-limit credit card just because they have a car and a house. If they have no contribution to the bank, no matter how good the conditions of the bank are They will not give you a high-limit credit card for the first time (except in special circumstances). The high limit will gradually increase based on your credit rating and card usage.

Try to control your consumption, and try not to use credit cards to withdraw cash or use credit card money to invest, because the interest and handling fees for credit card withdrawals are very high. It is okay to make money by investing, but if something goes wrong , how to pay back the money in the credit card.