Can I apply for a credit card worth 5,000 yuan?

The limit needs to be determined based on your bank balance,

and the asset certificate provided by yourself.

If you are satisfied, please accept the answer! I want to apply for a credit card with a limit of more than 5,000 yuan. What are the conditions required to apply for a 5,000 yuan credit card at the bank. The term is half a year. How much is the handling fee? Thank you!

Is it okay to apply for a credit card? You need money/The key is that you need to borrow five thousand. If you pay it back after half a year, the interest will be a lot.

First of all, there is the handling fee for withdrawing cash. It varies from bank to bank. It is estimated to be 5 to 10 yuan. Starting from the day of withdrawing cash, it is 50,000 yuan per day. The interest is 5,000 yuan, which is 2.5 yuan per day. On the monthly repayment date, if your money has not been repaid, then late payment fees will begin to be calculated. Different banks have different algorithms for interest and interest. Apply for a credit card to withdraw cash. It is not advisable to pay it back in five months. What are the conditions for applying for a credit card worth 5,000 yuan? Can I use a credit card worth 5,000 yuan to pay back 800 yuan?

If it is a China Merchants Bank credit card, it depends on whether you have paid it back. Enough of the minimum payment.

As long as you repay the minimum amount of your bill before the payment due date, there will be no late payment fees or any impact on your personal credit, so please rest assured. However, loop interest will accrue. All consumption in the current period will accrue interest from the recording date (usually the second day after consumption), with a daily interest rate of 0.05% until all is paid off.

Can I use a credit card worth 5,000 yuan and pay back 3,000 yuan?

Yes, you can spend and withdraw cash at any time as long as the credit card has a limit. If you want to open a credit card worth 5,000 yuan, what do you need to do it?

Dear, you have the following application methods:

At present, various state-controlled banks and joint-stock commercial banks, regardless of Both national and regional banks actively encourage consumers to apply for credit cards. They are also trying their best to improve their service efficiency in order to better serve consumers. Of course, since each bank has different standards, consumers may feel that some banks' credit cards are not easy to handle.

Generally speaking, China Construction Bank, Agricultural Bank of China, Bank of China, and Industrial and Commercial Bank of China have higher credit card application conditions and smaller credit lines. Generally speaking, joint-stock commercial banks are more efficient than state-controlled banks. Regional banks are more efficient than national banks. For example, China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank, China Guangfa Bank, etc. are relatively more efficient in applying for cards and have higher credit limit approvals.

In order to control risks, banks attach great importance to the repayment ability of the cardholder. The information you submit must make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards, and the higher the credit card limit will be. Therefore, I am here to give you some tips so that you can apply for a credit card as soon as possible:

1. No matter which bank you apply for, the more detailed personal information you prepare, the better. Especially documents that document the condition of your property.

2. You can apply for a credit card online, which saves the time of waiting at the business office.

3. If you want to apply for a credit card with a larger limit, it will be more troublesome to apply at the four major state-owned banks. You may consider other banks. Can I withdraw 5,000 yuan from a credit card at once?

No. The cash withdrawal limit of a credit card is 50% of the limit. Moreover, the daily cash withdrawal amount for each bank's credit card is 2,000-5,000 yuan.

I have a credit card worth 5,000, can I use 5,000 every day?

1. No, it is easy to get the card blocked by risk control;

2. If you want to increase the limit Fast, it is right to swipe more cards appropriately, but I hope you should pay attention to a few points;

3. Number of card swipes: control between 30 and 60 per month;

4. The single amount of credit card swiping: no more than 80% of the limit and no less than 10 yuan;

5. Card swiping time: 8 am to 8 pm, except for special industries;

< p> 6. The best time between card swiping is more than 2 hours. Remember not to swipe cards across regions on the same day;

7. Card swiping merchants should simulate normal life transactions, such as catering merchants between 12:00 and 14:00. But don’t visit KTV merchants like in the morning;

8. Questions are welcome! Remember to adopt it! It’s hard to think! Thanks! Is it true that when you apply for a 5,000 yuan credit card, you can withdraw 100,000 points in 12 installments?

Of course it is impossible.

Does the 5,000 quota still make sense? If you can withdraw cash, you can only withdraw 2,500 yuan.