Credit card is a kind of credit card and is relatively well-known in the Chinese market. Cardholders can enjoy the interest-free period discounts by swiping their cards, while accumulating corresponding points, and can exchange them for the items or services they need on the Puka Mall. Through continuous consumption, cardholders can continuously increase their credit limit, and at the appropriate time, they can apply to the bank to upgrade to other types of high-end cards in order to enjoy more preferential services.

The application conditions for the regular card are relatively loose, and it can be said to be a credit card suitable for the general public. Cardholders can apply online based on their credit history, income and other information without having to go to the bank. If the application conditions meet the bank's regulations, the applicant can obtain a credit card within ten minutes. This method reduces the waste of human resources, while simplifying the application process and making it convenient for cardholders to apply for credit cards.

Unlike other credit cards, regular cards have a wider range of uses. It can not only be used for consumer payment, but can also be used to swipe cards in foreign travel, shopping and other occasions, and it is more convenient to use. You only need to sign or enter a password to complete the transaction. In emergencies, cardholders can also perform cash withdrawals and other operations through ordinary cards to meet some temporary financial needs.