First, the user needs to log in to Bank of China Online Banking;
Then select "Quick Bill - My Account - Transaction Details Inquiry" on the online banking page;
Page After the jump, select the start and end dates for which the details need to be queried, and select the download format of the details as EXCEL;
Finally, click "Download" to download the personal bank card transaction details to your computer for viewing.
Analysis of development trends of China's banking industry
From a strategic development perspective, the driving force of China's rapid economic growth that Bank of China has relied on for a long time is gradually declining. The asset quality and business structure accumulated from rapid development have , income structure, talent structure and other operational and management shortcomings began to appear. Banks must not only avoid blindly embracing changes, leading to the wrong strategic direction, but also be able to grasp the dividends of new trends and get out of the confused "comfort zone". The value of strategic management in the survival and development of banks will be more prominent.
From the perspective of bank development path, China's banking industry must get rid of its "Achilles Heel", and the development of financial holding groups is an important strategic choice. China's banking industry will transform towards refined and agile management, create an "agile technology ecosystem" and build new core competitiveness of banks, which is an important task for the future development of banks. China's highly profitable banks will generally adopt light-capital operating models, and smart finance will become popular in the banking industry in the future.
From the perspective of business development trends, building excellent transaction banking products and service capabilities has become a key means for commercial banks to bind and maintain high-value corporate customer relationships. The business integrating industry, investment and financing will develop rapidly, supply-side structural reform will release new business opportunities, and retail banking business will enter a new period of great development.
Businesses of Bank of China
There are three main types of personal financial services of Bank of China. The first is savings deposits. This is easy to understand. Users can deposit temporarily unused money in the bank. Earn interest and you can withdraw it when needed, which is safe and secure; the second is loan business, if you have urgently needed funds but don’t have them on hand, you can apply for a loan from the bank; the third is to apply for a loan The bank card business mainly involves applying for a credit card. The credit card can overdraw the money in the card in advance, so that users can enjoy services in advance to meet the needs of life, and return it to the bank at a specific time to complete the credit transaction. Of course, Bank of China also has many other businesses, including funds, investments, insurance, etc. It has business dealings with 56 countries and regions.