1, improve credit rating: actively repay debts, timely repay them, maintain a good credit record and improve your credit rating.

2. Choose the right credit card: different credit cards have different requirements for credit records, and some credit cards may have looser requirements for credit records, which can appropriately lower the threshold for application.

3. Provide other supporting materials: If the credit record is poor, you can provide other supporting materials, such as income certificate and work certificate, to prove your repayment ability and credit value.

4. Help: The application really failed. You can seek professional credit card application service, or consult bank customer service for help.