Personal credit report review standards when applying for a housing provident fund loan:

1. The credit record of the borrower and the same borrower for 24 consecutive months in the personal credit report, here During this period, if any loan or credit card repayment is in arrears for 3 consecutive periods (inclusive) or a total of 6 periods (inclusive) in arrears, the housing provident fund loan conditions will not be met.

2. The quasi-credit card in the personal credit report of the borrower and the same borrower appears with "1" and "2" marks within 24 consecutive months, but does not appear with "3" , in principle, it does not fall within the scope of bad credit record.

As long as the credit record within 24 months meets the above personal credit conditions, you can apply for a housing provident fund loan.