How to quickly earn points with China Merchants Bank credit card

As we all know, China Merchants Bank credit card points are the most difficult to accumulate. You can only accumulate 1 point for every 20 yuan spent. If you want to accumulate up to Earning thousands of points is a very long process. However, there are policies and countermeasures. As long as you play well with your credit card, it is not impossible to accumulate points quickly. Here are some tips.

The first step: Be familiar with the points rules of China Merchants Bank’s credit cards

It is said that only by knowing yourself and the enemy can you win every battle. The accumulation of credit card points is also the same. Only by mastering the rules of points can you accumulate points quickly. Rules of points of China Merchants Bank’s credit cards It's like this:

1. Ordinary credit card consumption accumulates points, and every 20 yuan/2 US dollars in a single purchase earns 1 point.

2. Car cards and city-themed series gold cards accumulate 1 point for every 20 yuan or 2 US dollars, and an additional 50 points will be given (the points value is an integer), which is double points. Quick online payment is also available. times points.

Second tip: You can accumulate multiple points on birthday month purchases

China Merchants Bank sometimes offers similar activities such as 10 times points on your birthday month, so you can concentrate some necessary purchases into In birthday month, quickly earn multiple points for activities.

If there are no activities, but you hold the YOUNG Card, Sina Weibo Credit Card, or GQ Card, you can accumulate double points by spending in your birthday month.

The third trick: Use a combination of cards to get a high redemption rate

This is actually used in conjunction with the first trick, which is to use the card with double points as a Zhu swipe card, and then use the platinum card as a redemption card.

The China Merchants Bank Platinum Card can be redeemed for relatively high-value miles and hotel points, and the City Card can accumulate multiple points. In this way, a combination of cards can quickly earn a large number of points.

The fourth tip: Participate in various points activities

For example, China Merchants Bank’s current 10-yuan storm event and bill installments can also give you points.

Secondly, China Merchants Bank Credit Card has also developed some credit cards that are free of charge and have points for the first cash withdrawal of the month, targeting the consumption of young people, including YOUNG, Weibo Card, GQ Card, and City Card. Use these cards The first cash withdrawal of each month is free of charge, and you can also accumulate points. Every 20 yuan/transaction = 1 point.

How to earn points with Bank of China credit card?

Bank of China credit card points calculation rules:

1. BOC series credit cards, Great Wall series credit cards, regular cards, gold cards, and titanium card products accumulate 1 point for every RMB 1 spent." BOC Points 365" bank card consumption points (except Air China Zhiyin BOC Credit Card).

2. For every RMB 1 spent in China (excluding Hong Kong, Macao and Taiwan) with platinum-level credit cards or above, you will accumulate 1 "BOC Points 365" bank card consumption point, and for every RMB spent in other countries and regions, Spending RMB 1 accumulates 2 "BOC Points 365" bank card consumption points. Among them, the Great Wall American Express Private Bank Credit Card accumulates 2 "BOC Points 365" bank card consumption points for every RMB 1 spent in China and other countries and regions.

3. For all credit cards with the function of automatic point redemption (such as airline co-branded cards, etc.), the bank card consumption points (unless otherwise specified) will be automatically converted into points from the corresponding partner institution on the monthly statement date. For products or services (such as air miles, etc.), the redemption ratio is subject to the rules of the co-branded card; its marketing points will not be automatically redeemed. Cardholders can actively redeem them through the points redemption channel of Bank of China. The redemption rules are announced through the points redemption channel. allow.

4. For US dollar-denominated credit cards, you can accumulate 7 "BOC Points 365" bank card consumption points for every US dollar spent on ordinary card, gold card, and titanium card level products. For platinum-level and above credit cards, you can accumulate 7 points for every US dollar spent. Accumulate 14 "BOC Points 365" bank card consumption points.

5. For credit cards denominated in Japanese yen, if you spend 14 yen on ordinary card, gold card, or titanium card level products, you will accumulate 1 "BOC Points 365" bank card consumption point. For purchases with platinum level or above credit cards, 14 yen accumulates 2 "BOC Points 365" bank card consumption points.

6. For credit cards in euro currency, 1 euro spent on ordinary card, gold card, and titanium card products will accumulate 7 points "BOC Points 365" bank card consumption points, and 1 euro spent on platinum-level or above credit cards. Accumulate 14 "BOC Points 365" bank card consumption points.

7. For credit cards in pound currency, 1 pound spent on ordinary card, gold card, and titanium card products will accumulate 10 "BOC Points 365" bank card spending points, and 1 pound spent on platinum-level or above credit cards will accumulate 10 points. Accumulate 20 "BOC Points 365" bank card consumption points.

8. For credit cards in Australian dollar currency, for ordinary card, gold card, and titanium card level products, 1 Australian dollar spent will accumulate 5 points "BOC Points 365" bank card consumption points, and for platinum level and above credit card consumption, 5 points will be accumulated. 1 Australian dollar accumulates 10 "BOC Points 365" bank card consumption points.

9. For credit cards denominated in Hong Kong dollars, every HKD spent on Ordinary Card, Gold Card, and Titanium Card grade products will accumulate 1 "BOC Points 365" bank card spending point. 1 HKD spent on platinum-level or above credit cards will be accumulated. Accumulate 2 "BOC Points 365" bank card consumption points.

10. Holding a Great Wall corporate business card and spending US$3 will accumulate 1 "BOC Points 365" bank card consumption point.

11. There is a cap on the points for consumption transactions within the billing cycle: for credit with a credit limit greater than 5,000 yuan, it will be capped at 300 of the credit limit, that is, the domestic consumption transactions that have accumulated more than 300 of the credit limit during the billing cycle "BOC Points 365" credit card consumption points will not be accumulated; for cards with a limit of less than or equal to 5,000 yuan or zero limit, the accumulated "BOC Points 365" credit card consumption points for domestic consumption transactions within the billing cycle will reach a maximum of 15,000 points.

12. If the goods or services purchased with the card are returned for any reason, or the money is returned due to billing disputes, or other reasons, Bank of China will deduct the "BOC Points 365" bank card accumulated at that time. Spend points.

Warm reminder: The specific points accumulation rules for each credit card are subject to the product rights announcement; credit card consumption of less than 1 yuan will not accumulate "BOC Points 365" bank card consumption points.

The above content is for your reference, please refer to actual business regulations.

How to accumulate credit card points quickly? 5 tips to make your points fly

You can accumulate points by swiping your credit card, and you can use the points to redeem shopping mall gifts, credit cards, airline miles, platinum card annual fees, etc. Credit points are so versatile, but they’re not easy to accumulate. Here, I will teach you 5 tips for quickly accumulating points to make your points fly~~

1. Swipe multiple points on your birthday month

Although each bank’s points policy They are different, but they all provide cardholders with multiple points benefits in their birthday month. Cardholders can enjoy multiple points accumulation by swiping their cards in their birthday month.

For example, with China Merchants Bank’s YOUNG card, GQ co-branded card, Sina Weibo Master Credit Card, and ONEPIEC One Piece Fan Card, you can earn 2x points by swiping your card during your birthday month.

Industrial Bank gets 2 times the points on your birthday, 4 times the points for the standard platinum card, etc.

2. Participate in bank points gifting activities

Many banks have points gifting promotions. If you participate in the activities and meet the conditions, you can get the corresponding points gift.

For example, China Merchants Bank has a campaign to give out points in installments for credit card bills every month, and you can get at least 1,000 credit card points.

Industrial Bank also has corresponding points gift activities every holiday, such as giving 25 times points for purchases on Christmas Day, etc.

3. Multiple people swipe their cards together to earn points

“When one person collects firewood, the fire is not strong, but when everyone collects firewood, the fire is strong.” This saying is also true when it comes to the accumulation of credit card points. The speed at which one person accumulates credit card points is far inferior to the speed at which several people accumulate points together.

So, if you want to accumulate points quickly, you can apply for one or several supplementary cards for your family members. Because the points from the supplementary card are merged into the account of the main cardholder, so the whole family can swipe the card together, and the points will accumulate at a high speed.

4. Buy your order and accumulate my points

In addition to accumulating points by swiping your own card, you can also pay for your friends to get cash and points.

For example, if you are shopping with a friend in a mall, and your friend likes a piece of clothing and wants to pay with cash, you can discuss it with him. You can help him pay with his credit card, and then he will give you the cash. .

As long as you use a POS machine that has points for consumption, you can get points in this way.

I would like to ask what are the tips for accumulating points on Agricultural Bank of China credit cards?

1. Most purchases are made at merchants that count points, such as hotels, shopping malls, supermarkets, etc. Note that consumption types that do not count points include wholesale, public institutions, charities, schools, and medical care. Institutions, real estate, children's education, etc.

2. Generally, you can get double points by spending during your birthday month. Cardholders can make more credit card transactions during this month.

3. Download the Agricultural Bank of China mobile banking on your mobile phone and pay more attention to credit card activities, sometimes there are activities with multiple points.