Because personal credit is becoming more and more important to everyone's daily life, some friends with tainted credit began to look for ways to eliminate the stain. So, how to eliminate the personal credit stain? Today, I will introduce the corresponding content to you. Personal credit stains will generally be automatically eliminated after 5 years. However, everyone must pay off the debt, otherwise it will never be eliminated. Personal credit stains cannot be eliminated by themselves, and everyone can only overwrite the old loan records with new loan records. Here are some ways to cover up the personal credit stain. 1. For friends who have credit cards, swiping cards is a very effective way to eliminate personal credit stains. In daily life, you can bind your credit card with Alipay and WeChat, and try to use them to pay for online and offline shopping. In the process of eliminating personal credit stain, I suggest you pay attention to the following points: 1. Don't believe those lies that can eliminate personal credit stains by paying, which are all cheating everyone's handling fees and personal information. It takes a long time to cover up the personal credit stain, which may take you 2-3 years. Therefore, everyone must be patient.