The unlocking method of China Everbright Bank's locked credit card is as follows:

1. The credit card transaction password of China Everbright Bank was locked after three consecutive incorrect entries, and it was automatically unlocked the next day.

2. You can bring your ID card and bank card to the bank counter to unlock the credit card of China Everbright Bank.

3. Call the customer service number of the credit card on the back of the card to apply for unlocking the credit card.

There are several situations in which credit cards are locked, so we should treat them differently.

First, the simplest thing is to enter the wrong password. Generally speaking, if you enter the wrong password three times, you will be locked.

This situation is relatively simple to handle and will not involve property safety issues. Then it can only be unlocked if it is handled in accordance with the regulations of the bank. You can call the customer service phone of the issuing bank for details.

Different banks have different treatment methods:

1. CITIC's credit card is also locked for three times, but you must call the customer service number of the credit card, or go to the business outlet with the certificate to unlock or modify the password. You can also use online banking to reset.

2. Bank of Communications' credit card will be locked if it is entered incorrectly for six times. You must call the credit card customer service number, or use online banking to reset it, or take the certificate to the business outlet.

3. After the ABC password is incorrectly entered three times in a row, you must bring your certificate to the business outlet to unlock it.

4. ICBC's handling method: if the cardholder makes three mistakes, it will be locked. After being locked, the cardholder needs to bring his credit card and his valid ID card to the local credit card center to unlock it.

5. Handling method of China Bank: When the cardholder enters the wrong password for three consecutive times, the credit card center of China Bank will automatically unlock it after 24 hours.

6. Handling method of China Merchants Bank: If the cardholder enters the wrong password three times in a row, the credit card will be locked. After the card is locked, the cardholder calls the customer service hotline of China Merchants Bank for manual service, and the customer service specialist will reset the inquiry password for you after checking the cardholder's information.

2. Suspected of illegal cashing, locked and frozen by the bank.

The following are the common reasons why credit cards are frozen.

1. Suspected withdrawal leads to freezing. If you frequently use pos machines for large-scale consumption or frequent large-scale cash withdrawal, it will cause UnionPay to doubt your credit.

2. Repeated overdue repayment. The solution is to repay in full, call customer service and ask for thawing. In this way, the limit may be lowered, but if the overdue times are not many, the general customer service will unfreeze.

3, two clear POS machine setting code, jump code. At present, the market is full of second clearing machines. Because some of them adopt the big merchant model, the consumption records of credit cards are in a state of chaos! If there are credit card records in several different cities within one day, this situation is very easy to be monitored and seized by banks!

4. The property is frozen. If the property is frozen or confiscated for various reasons, the credit card will also be frozen. This kind of situation is rare, so this kind of person will point fingers. Solve your lawsuit before you consider unfreezing your credit card!

Third, the credit card account is abnormal, and the bank temporarily locks it for safety.

This situation is usually stealing money or laundering money. For example, someone has been trading in China, and suddenly one day the bank finds that this person has made several transactions abroad, and the bank will take the initiative to call the customer to confirm whether it is my operation. In order to avoid risks, banks may take the initiative to reduce the credit card limit, or apply for reducing the credit card limit of cardholders through cardholders to prevent theft.

Four. Precautions for safe use of credit cards

Credit card is convenient to use, but improper use will bring risks and cause economic losses. But if you develop a good habit of using the card, you can avoid some unnecessary risks.

1, the card should be in sight when swiping. Don't let the card leave your sight when swiping the card, pay attention to shielding when entering the password, and pay attention to whether the cashier swipes the card and the POS machine is abnormal when swiping the card.

2. Credit cards and ID cards are open separately. Cardholders should pay attention to separate credit cards from ID cards to avoid losing their wallets and swiping their cards. And avoid setting the password to your birthday or ID number.

3. Protect personal information. Pay attention to the security of personal and credit card information, including identity information and contact information. Credit card information includes the security of transaction password, card face information and verification code information.

4. Be wary of online or offline merchants asking for passwords and other information for reasons such as returns and refunds. Once suspicious circumstances are found or any transaction that I don't know occurs, I should call the issuing bank to report the loss as soon as possible to avoid further losses.

5. Properly handle credit card receipts. After each consumption, cardholders should properly handle credit card receipts, such as mall receipts, ATM receipts, POS list, etc., to avoid these transaction vouchers being picked up by some criminals with ulterior motives, which will affect the security of card information.

The credit card account of China Everbright Bank has been frozen. How to cancel?

The frozen credit card account of China Everbright Bank can be unfrozen under certain conditions. Please call the credit card customer service center. ① If the credit card is frozen due to overdue credit card, the overdue amount should be returned as soon as possible. After paying off the credit card debt, the cardholder can call the bank's credit card customer service center to explain that the bank will unfreeze under normal circumstances. After that, the cardholder should repay the loan on time to avoid overdue again, because overdue credit cards will be included in the personal credit information system, and too many overdue times will affect future loan applications. ② The credit card was frozen due to cashing. Depending on the situation, if it is not subjective cashing, but the bank mistakenly thinks cashing, the cardholder can call the bank credit card customer service center to explain the situation and apply for credit card unfreezing. (3) The credit card is frozen due to the theft of the credit card. Generally, the bank will unfreeze the stolen credit card after it is processed.

What if Everbright Credit Card is locked?

Everbright Credit Card is locked for many reasons. In general, locking the wrong password is the most common situation. If we enter the wrong password and get locked, the cartoon will usually return to normal automatically the next day. Of course, if the credit card is locked for other reasons, you can call the customer service hotline of China Everbright Bank and ask for relevant solutions. Or we can directly take our credit card and ID card to the local Everbright Bank to explain the situation and see if we can handle the unlocking business.

Usually, credit cards are locked for the following reasons: 1, and the wrong password is entered continuously. 2. The card status is abnormally locked (overdue repayment, etc.). ) .3. Risk transaction: suspicious cash. 4. Property is frozen. Under normal circumstances, it is easier to unlock the credit card after it is locked, and it will not affect the repayment problem, so don't worry about the repayment problem.

What if Everbright Credit Card is locked? The reasons and solutions are introduced.

Friends who use the credit card of China Everbright Bank don't know if they have ever had their credit cards locked. If the credit card is locked, how to unlock it? This article will introduce the reasons why the credit card of China Everbright Bank is locked and the solutions. Go down and get to know more.

Why is everbright credit card locked?

Everbright Credit Card is locked for many reasons. Usually, there are the following reasons:

1, continuous wrong password input.

2. The card status is abnormally locked (overdue repayment, etc.). ).

3. Risk transaction: suspicious cash.

4. Property is frozen.

Generally speaking, locking the wrong password is the most common situation. If we enter the wrong password and get locked, the cartoon will usually return to normal automatically the next day.

However, if the card is locked for other reasons, the first method is to call the customer service hotline of China Everbright Bank and ask the customer service of the bank how to solve the problem. In the second method, after the card is locked, you can directly go to China Everbright Bank with your credit card and ID card to inquire about the situation, and then handle the credit card unlocking business. In the third way, you can actually call the phone behind the credit card and apply for unlocking. Generally speaking, after the credit card is locked, unlocking it is actually very simple and will not affect the repayment problem. Therefore, after the credit card is locked, everyone is completely worried about the repayment problem.

How to apply for unfreezing when the credit card of China Everbright Bank is frozen?

Need to go to the bank to apply for thawing, overdue will affect personal credit.

Overdue repayment, must be repaid as soon as possible; If it is because illegal cash is frozen, there is basically no possibility of thawing; If it is frozen for other reasons, you can directly call the customer service department for manual feedback.

And confirm that if the situation is not serious, the credit card will be naturally thawed after the bank handles it. The credit card was frozen because it was stolen. Usually, the card-issuing bank will unfreeze the fraud after handling it.

Extended data

Precautions:

1. If the repayment is frozen due to overdue, you just need to call the credit card customer service center to explain the situation and unfreeze it. If the overdue situation is not serious, as long as the credit card center confirms that you have paid off the debt, it will unfreeze it for you immediately. After thawing, the credit card can be used.

2. If illegal cashing is frozen, there is basically no possibility of unfreezing;

3. If it is frozen for other reasons, you can directly call 400-788-8888 and customer service for manual feedback verification. If the situation is not serious, the credit card will be naturally thawed after the bank handles it. Credit cards need to be unfrozen voluntarily. If the card is stopped due to a serious situation, it is recommended to cancel the card and apply for a credit card from another bank, because it may have been blacklisted by the bank. 1 It is unlikely that the bank will accept a new application within two years.

Official website, China Everbright Bank-Beware that the overdue card account will affect the credit. Six situations are easy to produce bad records.

This is the end of the introduction about what to do if the credit card of China Everbright Bank is locked and what to do if you can't go to the bank. I wonder if you have found the information you need?