Is the Agricultural Bank of China Golden Harvest Yuetong Card a credit card?

Yes, it is a credit card.

Guangdong Yuetong ETC Credit Card is a local IC card product issued by the Guangdong Branch of the Agricultural Bank of China for local private car owners.

The product adopts the UnionPay brand and adopts the main and supplementary card issuance method of the same name (the main card is used for consumption, and the supplementary card can be used as a pass). In addition to having the financial functions of general credit cards, the supplementary card also has the functions of national highways. Parking payment function, the bill date is the 13th of every month.

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Trial Measures of the People's Construction Bank of China for the Issuance of Enterprise Annuities