1. What are the conditions for applying for Ping An’s unsecured quick loan

First of all, the borrower has certain requirements: aged between 25 and 55, with a monthly income of more than 4,000 yuan. And you have been working continuously in your current workplace for more than 6 months, and you own a real estate or a mortgage that has been repaid continuously for more than 12 months. In fact, these requirements are not too high and many people can meet them. Once the borrower meets the requirements, he or she can apply for a loan. When applying, the borrower needs to submit a copy of the original ID card, household register, income certificate issued by the unit, or industrial and commercial business license, etc. If the borrower can provide other proofs such as utility bills, savings certificates, etc., it will be easier to pass the review with a stable flow guarantee.

2. Is Ping An Credit Card acceptable? What is needed to get it done?

Yes, the main thing is to check the credit report. As long as the personal credit report is in good condition and has not been overdue, it can be done.

3. Ping An 30,000, repayable in 3 years. How much do I pay back per ***?

Calculated based on a monthly interest rate of 2%, your monthly interest is 600 and the principal is 833. If you pay it all off in 16 periods, you will probably pay back about 51,000. Popular science~~~Companies on the market: The interest rate is relatively dark. It is the same amount of principal and interest. If a civil servant does it, it will be doubled several times on the face of it. For comparison, the monthly interest is about 1, and your total monthly repayment is about 5,750 yuan. The interest of 1,650 yuan in the first month is the interest of 100,000 yuan, the interest in the second payment is 96,000 yuan, and so on. The 1,650 yuan you pay in the last period is the interest of the last principal of 4,100 yuan, which is 2.138 million. You might as well find a calculation that is dead and will not decrease as the principal decreases. If it is not absolutely necessary, you will find that the money in your hand is getting less and less, and the fund utilization rate is getting lower and lower. In the last period, there will be 4100 left. When paying the principal, you still have to pay 1650, which is 10. Only the first month is 1.65%. Furthermore, if you insist on doing it, the salesman can earn 35 if he does it, and the manager can earn 400 if he does insurance. This thing can be negotiated, and it is yours. The prerequisite is that you have to work in the company for six months. Generally, the company can grant you about 20 times your monthly salary. The prerequisite is that you have a good credit record and the debt-free ratio cannot be too high. Popular science~~~Second-hand and short-term. The short-term monthly interest rate is about 3.5%, and the long-term interest rate is about 1.9%. The short-term monthly interest rate without deposit is about 5%, and the long-term interest rate is about 2.3%. The main thing is that you don't have to pledge the car and install a short-term GPS. The cost is about 1,700 yuan, and you will get 500 interest back. For example, if you get a loan of about 100,000 yuan, the principal is about 16,000 yuan, and your total monthly repayment is about 18,000 yuan. The interest of 2,300 yuan in the first month is the interest of 100,000 yuan, which is the interest of 84,000 yuan. By analogy, the 2,300 yuan you get in the last period is the interest of the last period of principal of 16,000 yuan. How much is it? Interest is dead and will not decrease as the principal decreases. It is not recommended that you do it unless it is absolutely necessary. , you will find that the money in your hand is getting less and less. When the capital is left with 16,000 principal in the next period, the 2,300 you pay back is the interest on the 100,000 principal, which is 2.3%. Furthermore, if you insist on doing something worth 10,000 yuan, you can make about 2,000 yuan by asking a salesperson to do it. No need to explain more. If you insist on doing it, let me tell you a secret. You can borrow 100,000 yuan and find a salesperson. You can earn about 4,000 by working as a team manager. No need to explain more. As a matter of fact, how much less you can spend depends on you. The prerequisite is that you have to work in the company for six months. Generally, the company can grant you about 20 times your monthly salary. The prerequisite is that you have a good credit record and the debt-free ratio cannot be too high.

4. What do I need to apply for a credit card unsecured credit loan?

Can I get a loan if I only have a copy of the property certificate?