If you are currently unemployed and have resigned, you cannot apply for a credit card. You must wait until you work again before you can apply. If you already have an Agricultural Bank of China credit card, you can apply for another one. However, the credit limit is exclusive. The materials and procedures required to apply for an Agricultural Bank of China credit card are as follows:

1. To apply at an outlet, the applicant must fill in the "Agricultural Bank of China Golden Harvest Credit Card Application Form" and provide proof of identity, which refers to the applicant. The original and copy of a valid ID card, work certificate and financial certificate documents (special card types require additional materials) are submitted to the Agricultural Bank of China branch for processing. The more materials submitted by the applicant, the easier it is to pass the approval and improve credit. . The specific materials required will vary from branch to branch. For details, please consult the branch account manager. Agricultural Bank of China staff will assist the applicant to complete and submit the credit card application materials.

2. To apply online, applicants need to log in to the Agricultural Bank of China's official website and select the corresponding product in the "Product Recommendation" column of the credit card column, and click "Apply Now". Select the province, city and specific outlet to receive the card according to the prompts on the page, then fill in the applicant's personal information and contact information according to the prompts on the page, and finally submit the application. Generally, a specialist from the Agricultural Bank of China will contact the applicant within 3 working days after the applicant submits the application. However, we need to remind you that the applicant’s card needs to be collected at the outlet selected when making an appointment to apply for the card.

3. Materials and documents required for application:

1. Domestic residents only need to provide: a completed and signed application form, identity document, and residence certificate document , Income certification documents;

2. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide a foreigner’s residence permit (the reason for residence must be employment) or an employment permit for foreigners/Hong Kong, Macao and Taiwan;

3. If you are a private owner, in addition to the above information, you must also provide: a copy of the industrial and commercial business license showing the applicant’s name, company name and date of business commencement.

If you want to apply for a credit card with a relatively large limit, you need to provide proof of good financial strength, such as: a copy of the real estate certificate, a copy of the car driving license; a bank loan account (good credit, no bad records) or Copy of deposit receipt, etc.