First, apply online.
1, the skill of choosing the first bank
CITIC and Guangfa were the first to advance. Everything is difficult at the beginning, and the first bank you choose is the most important, which directly affects your future card use distance. If these two companies fail, then recommend Pudong Development, Ping An and China Merchants Bank, and finally recommend Everbright and Minsheng. Because CITIC has the highest card success rate, especially in different places without outlets, ranging from 3000 to 30000, with an upper limit of 5W. Pufa and Pinganka have a high amount and will not be linked to face-to-face signing; China Merchants Bank uses U shield to approve cards, which can increase the quota in cash installments. Minsheng does not recommend online application in different places, and it is easy to stop paying and stopping cards; Everbright's application for card approval is the highest 1W, and the lowest pass rate depends on luck.
2. Address filling skills
How to fill in the address It is suggested to fill in the nearest big city and provincial capital city. Beishangguangshen ... For example, if you live and work in Tangshan now and apply for a CITIC card, there will be no outlets. You can choose Tianjin or the nearest big city Beijing to apply online. Fill in the information like this If your work unit is xx Administration Bureau of xx District of Tangshan, fill in XX Administration Bureau of XX District of Tianjin. Work address online search, fill in the real address of xx Administration Bureau, XX District, Tianjin.
3, address, postal code filling skills
The address is also the nearest big city, and it does exist. If you fill in the phone number, I can contact you or find a phone number that can't be reached. God bless you without a credit card. The zip code also says the nearest big city. The card receiving address should be the nearest big city work unit, which is more trustworthy for banks. When you receive a face-to-face text message, you will usually be asked three questions, including address, phone number, company name, and what is the maximum amount of your credit card.
4. Skills of changing address after card approval
Pay attention to the problem of changing the address after the online card application is approved: CITIC needs to go to the outlet for face-to-face interview 1 time, and the address can be changed after the face-to-face interview is passed by 99%. The address cannot be changed after Guangfa approves the card, and the pass rate of face-to-face signing is 98%. Suggest answering. Everbright can't change the address after approving the card, and the success rate of going to the outlet is the lowest. China Merchants U Shield can change the card address and activate it online and by phone. After Ping An approves the card, you must go to the outlet to sign 100%, and you don't need to go to the outlet if you have a Ping An debit card.
5. Skills of applying for another bank's credit card after card approval
One or two months after CITIC approves the card, you can continue to apply for other bank credit cards with the information filled in by CITIC, so that the success rate of card approval will be higher. It is suggested that the second wave of applications should go to Guangfa, Pudong and Ping An ... China Merchants Bank and Bank of Shanghai can go to big cities to open U Shield online applications. Shanghai Pudong Development Bank can only use other banks' credit cards to submit forms at outlets.
Second, offline application.
Go to the provincial capital by yourself, handle three or four bank cards at a time, see the card use situation, and then prepare the next round of card use plan. Please refer to the above information. If you can pay social security in the provincial capital, it would be better to have a social security card. After all, if you can find the social security payment record, it belongs to the working people who have jobs, and you can swagger to get a card.
Third, the disadvantages of handling cards in different places
It turns out that all my personal information is written in Tangshan. Now that I have a card in Tianjin, it is inevitable that my personal information will gradually become Tianjin.
The above is what I introduced to you about "What are the skills for applying for a credit card in different places?" I hope this article I compiled is useful to you. Want to know more about credit cards, I suggest you pay attention to Jintou Credit Card!
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