The annual fee for Bank of Communications Credit Card Pacific Card is as follows:

1. The annual fee for Pacific Credit Card Gold Card is 200 yuan/year, the annual fee is waived in the first year, and the card is swiped 6 times a year. The annual fee is waived for the following year.

2. The annual fee for the Pacific Credit Card Platinum Card is 1,000 yuan per year. Since it is a high-end credit card product with a rigid annual fee, it does not enjoy the annual fee-free policy.

Bank of Communications (English name Bank of Communications, abbreviated as BCM, Chinese name as abbreviated as Bank of Communications) was founded in 1908. It is one of the six largest banks in China and one of the oldest banks in China. It is also the oldest bank in modern China. One of the banknote-issuing banks. On April 1, 1987, the reorganized Bank of Communications officially opened for business and became China's first national state-owned joint-stock commercial bank, with its head office in Shanghai. Bank of Communications was listed on the Hong Kong Stock Exchange in June 2005 and successfully listed on the Shanghai Stock Exchange in May 2007.

Bank of Communications is one of China's major financial service providers. The group's business scope covers commercial banking, securities, trust, financial leasing, fund management, insurance, offshore financial services, etc. Bank of Communications has 235 domestic branches, including 30 provincial branches, 7 directly affiliated branches, and 199 provincial branches.

It has 3,270 business outlets in 239 prefecture-level and above cities, 158 counties or county-level cities*** across the country; it has 7 non-bank subsidiaries, including wholly-owned subsidiaries The company includes Bank of Communications Leasing, Bank of Communications Insurance, and Bank of Communications Investment, and its holding subsidiaries include Bank of Communications Fund, Bank of Communications Guosen, Bank of Communications Life, and Bank of Communications International. In addition, Bank of Communications is also the largest shareholder of Changshu Rural Commercial Bank and the joint largest shareholder of Tibet Bank. It has strategically invested in Hainan Bank and controls 4 rural banks.

In July 2019, the 2019 Fortune Global 500 was released: ranking 150th. Ranked 18th on the list of the top 100 Chinese enterprises along the Belt and Road Initiative. In December 2019, it was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony. In March 2020, it was selected into the top 500 most valuable global brands.

Bank of Communications’ personal business includes: savings deposits, personal loans, foreign exchange services, financial planning, investment services, insurance services, convenience services, wealth management, private banking and other services.