Nature and amount.

1. Nature: Home improvement installment card is an automatic installment card launched by banks for consumption. It is mainly used for installment payments for home decoration, home appliances and other consumption. A credit card is a credit certificate issued by a bank or other financial institution to consumers with qualified credit, and can be used in various consumption scenarios.

2. Limit: The limit of a home improvement installment card is fixed and will be reduced once used and cannot be restored; while the limit of a credit card is not fixed and can be adjusted according to the consumer's credit situation and repayment ability. Can be restored.