in the case of China merchants bank, the minimum repayment amount refers to the minimum monthly repayment amount of the credit card, which is shown on the current month's bill of the credit card. If you can't pay off in one lump sum, you can pay off the minimum repayment amount on time before the final payment date, which will not affect your personal credit, but you can't enjoy the interest-free repayment period. All consumption in the current period will be charged with interest from the bookkeeping date, with a daily interest rate of five ten thousandths. (Repay in full and on time, and you can enjoy the interest-free period for credit card spending)
Available credit line refers to the credit line of your credit card that has not been used. The calculation method is as follows: credit line-outstanding posted amount-accumulated amount used but not posted = available amount.