You can also apply: Bank of Communications provides installment payment to Pacific Dual Currency Credit Card, Liu Xiang VISA Credit Card, Pacific Renminbi Credit Card, all kinds of co-branded credit card main cardholders and supplementary cardholders; The initial amount is RMB 1500 yuan/USD 100 yuan; (Y-POWER card RMB 500 yuan /USD 60) Optional periods: 6, 9, 12, 18, 24 can be selected freely; Bank of Communications freezes the full consumption. For your reference, China Merchants Bank currently offers "installment payment in shopping malls", "interest-free installment by mail order" and "interest-free installment by bill". The initial amount of installment payment business is: the one-time shopping amount is between 1500 yuan and 30,000 yuan; Number of stages: 3 months, 6 months, 12 months, 18 months, 24 months; Bill installment business: "bill installment DIY" allows you to apply for installment payment after receiving the bill, which is not limited by shopping malls and commodities, so that you can easily enjoy the convenience of installment! Handling method: Call the customer service hotline of China Merchants Bank at 800-820-5555, and press 9 for manual service. Application time: between the next day of the current billing date and two working days before the final repayment date. The standard charging period is 3 periods, 6 periods, 12 periods. The handling fees are 2.6%, 4.2% and 7.2%. The installment payment service of ICBC Peony Credit Card is only available to individual customers of Peony International Credit Card and Peony Credit Card. The initial amount of installment business is RMB 600 yuan, HK$ 600 yuan, USD 65,438+000 and EUR 65,438+000 respectively, and the installment business cannot be handled for consumption below the initial amount. Icbc freezes consumption in full. Number of installments and handling fee standard: installments 3, 6, 9, 12, 18, 24. At present, ICBC supports special POS installment payment by special merchants, and can also handle the business of converting ordinary consumption into installment payment through ICBC's telephone banking and business outlets. The installment payment of the credit card consumption of China Construction Bank Longka is only provided to the host of Longka dual-currency credit card and Longka RMB credit card; The initial amount of installment business is RMB 1000 yuan; Number of optional periods: 3, 6 or 12 periods can be selected freely (once a month); CCB freezes consumption in full. Fee rate of consumer installment business standard installment number (month) 3665438+February installment fee rate 0.70%0.60%0.60% Application method: During the period from credit card consumption to 3 working days before the bill date, call 800-820-0588 to apply for manual service. Minsheng Bank Minsheng Bank can pay in installments at designated merchants such as Gome and Suning, and the amount in the card must be greater than or equal to the full amount of the goods before the payment can be successful. The initial amount of installment business is RMB 1500 yuan; Number of optional periods: 3, 6, 12 periods can be selected freely; Installment number and handling fee standard: (The charging standards of different merchants are different) The charging standards in oriental home are as follows: single consumption amount, installment number, and customer handling fee for full consumption (normal transaction) 01500-30000350100-300006100. At present, CITIC Bank can pay in installments at designated merchants such as Gome and Suning, and the amount in the card must be greater than or equal to the full amount of the goods before the payment can be successful. For example, the commodity of 3,000 yuan needs to be divided into 12 installments and returned to 250 yuan every month. CITIC's practice is to freeze all the 3,000 yuan quota and return it to 250 yuan every month. The initial amount of installment business is RMB 1500 yuan; Number of optional periods: 6, 9 and 12 can be selected freely; There is no handling fee for Phase 3 and Phase 6. Customers who choose installment 12 need to pay a handling fee of 2.5% of the transaction amount, which will be directly deducted from their credit card account. At present, China Everbright Bank has opened automatic interest-free installment credit cards: Fuka Mini Card and Ruyi Sambo Mini Card. The initial amount of installment business is RMB 12 yuan; Number of periods: automatically divided into 12 periods (once a month); Handling fee: there is no handling fee for the first period; Monthly handling fee of 0.5%; The handling fee is charged monthly; Repayment can be made in advance, and the later handling fee can be exempted after prepayment; Application method: no application is required. If you use the above card, it will be automatically divided into 12 periods.