Why does CITIC Bank’s credit card fixed limit 19 display a borrowing limit of 2,000? The borrowing limit of 2,000 refers to the fact that your current credit card’s available limit is 2,000 yuan, which can be used for consumption or cash withdrawals. . However, please note that the available credit limit is not your loan limit. Consumption exceeding the credit limit may incur additional penalties and interest. Plan your consumption reasonably to avoid unnecessary losses caused by overdue or excessive consumption. Therefore, why the CITIC Bank credit card fixed limit of 19 shows the borrowing limit of 2000 is explained by the above reasons. CITIC Bank's credit card fixed limit refers to the credit limit finally determined by the bank after a comprehensive assessment of the cardholder's credit situation, income level, etc. The available limit of a credit card refers to the amount that the cardholder has not yet consumed within the credit limit, which can be used for card consumption, cash withdrawal, etc.