I borrowed money from the online lending platform and haven't paid it back yet. Will applying for a credit card have an impact? Can I still get a credit card if I owe an online loan? For the above problems, let's follow my footsteps to understand it.

1, in general, it is entirely possible.

First of all, whether you have a loan or not, as long as you pass the qualification examination in the bank, you will naturally get a credit card.

3. Also, some online loans have no credit information, which will not affect your application for a credit card. So under what circumstances, owing online loans will affect your credit card? On the basis that other conditions are not affected, such as personal age, education, work, bank flow, personal assets and other hard qualifications are all passed.

Poor personal credit information is the main reason why many people are refused to apply for credit cards. Some of the online loans we contacted were accepted by the central bank. If your loan is overdue all the time, it will ruin your credit information.