Credit cards can be used in the following two ways:

1. When credit card holders shop or eat in offline malls, as long as the merchant where the card holder purchases has a POS machine, Then the cardholder can hand the credit card to the mall staff, and then swipe the credit card to complete the purchase;

2. The credit card can also be bound to payment software such as Alipay and WeChat, and payment can be made during consumption.

Note: When the bank first issues a card, the cardholder needs to activate the credit card before using it. The cardholder can directly call the customer service number on the credit card and then follow the voice prompts to activate the credit card.

The credit card has a cash withdrawal function, so customers can also withdraw the credit limit for use. However, everyone needs to note that the cash withdrawal limit of some credit cards is only 50% of the credit limit, so customers can only withdraw half of the limit for use.

You also need to note that credit cards often have many benefits and benefits. For example, many platinum cards have high-speed rail and airport VIP lounge services, as well as discounts on various restaurants and hotels, afternoon tea services, etc. Credit card purchases can also accumulate points, which can then be redeemed for gifts, airline miles, etc.

Of course, customers must remember to repay on time after swiping their cards to avoid overdue behavior. Otherwise, the credit card may be frozen and cannot be used again.