I need to apply for a credit card in person, and I can't do it on my behalf. When applying, users need to fill in an application report, and also need to provide proof of income of units and individuals. The applicant needs to sign the application form in person. If you want to apply for a high overdraft credit card, you also need proof of funds and proof of vehicles in the real estate. The bank will verify the identity information according to the materials provided by the applicant. After the application is submitted, the credit card center will issue the credit card to the user by mail. This is what I need to do in person to apply for a credit card.

Where can I get a credit card?

1. Login to the bank credit card center: After applying for personal account registration, you can see the credit card products on the page, then select the credit card to be applied for, enter personal identity information, contact number, work status and other information, and submit the application. After the approval, the bank will release the credit card;

2. Bank Counter Application: Bring your personal ID card to the counter of the bank's business outlets to apply for a credit card, fill in the application form according to the staff's prompts, and get the card after approval.

Can I get a credit card without a job?

If you don't have a job, you can apply for a credit card, although the bank requires that the credit card application must include a good job. If you apply for a credit card without a job, you can provide other personal income certificates, such as individual industrial and commercial households, entrepreneurs and flexible employees. As long as users can provide excellent bank flow, they can prove that users have very good income every month and can get credit card approval.

Do I need my signature to apply for a credit card?

1. Initial card application: As the user has never applied for a loan or credit card before, there is no credit record on the credit report. In this case, it will be one-sided for the bank to distinguish the user's credit standard only from the basic information filled in and the application materials submitted, and in order to avoid the risk of others opening cards under false names, the principle of three witnesses will be implemented, stipulating that cardholders will go to the bank for face-to-face signing or provide face-to-face signing services;

2. The cardholder applies for a credit card: If the user successfully applies for a credit card at the issuing bank, it is generally not required that the second application must be reviewed in person. However, China Industrial and Commercial Bank, China Agricultural Bank, etc. You just need to apply for a credit card online, no matter what kind of card it is, you must go to the bank counter for face-to-face signing.

This article is mainly about how to apply for a credit card in person. The content is for reference only.