Being more than ten dollars overdue is not a serious issue when it comes to credit cards. Even if it is a small amount overdue, it is recommended to pay off the bill as soon as possible to avoid a negative impact on your credit history.

Details:

1. A small amount overdue on a credit card is usually considered a minor default, which has a smaller impact on the credit score than a large amount overdue.

2. Banks usually report overdue records to credit bureaus after a period of overdue, which may have an adverse impact on future loan applications, home purchases, or other credit-related matters.

3. Even if the overdue amount is small, it may cause the bank to charge customers fees such as overdue penalty interest and late payment fees.

4. When dealing with overdue payments, contacting the bank promptly and paying off the balance as early as possible can help repair your credit history and reduce potential negative impacts.

Summary:

Although an overdue credit card of more than ten yuan is not serious, it still needs to be treated with caution. Repaying overdue amounts in a timely manner and maintaining a good credit record play a key role in personal credit history.

Extended information:

After the credit card is overdue, the bank will take different measures according to the specific situation. Overdue amounts for smaller amounts may only result in an increase in fees such as penalty interest and late fees, but will have a less severe impact on your credit score. However, the impact can become more severe the longer it is overdue. After the overdue period exceeds a certain period, the bank may take further action, such as reporting the overdue record to the credit bureau or choosing to take legal measures to recover the debt. Therefore, in any case, you should pay off the overdue amount as soon as possible and communicate with the bank to find a solution.