If the cardholder only pays the minimum repayment amount on the repayment date, interest will still be charged at 0.05% per day for the unpaid part; If the cardholder fails to pay the minimum repayment amount, the credit card withdrawal fee is the handling fee+0.5 ‰ daily interest+5% overdue fine for the unpaid part of the minimum repayment amount.
Regarding the handling fee for cash withdrawal, the charging standards of different banks are different, but most banks only stipulate the minimum handling fee for each cash withdrawal, and the highest bank stipulates that the minimum handling fee for each cash withdrawal is 30 yuan. The credit card withdrawal fee of Guangfa Bank is 2.5%, with a minimum of 10 yuan.
If you need money urgently, I suggest you choose a big brand loan, with transparent interest and fees, and at the same time ensure the security of your information. "Qianhua" is the original Baidu financial credit service brand (formerly known as Baidu Qianhua), and its positioning is to provide personal consumer credit services for the public and create an innovative consumer credit model. Relying on the advantages of Baidu technology and scene, "Qianhua" uses artificial intelligence and big data risk control technology to provide users with convenient, fast and safe Internet credit services. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. I hope this answer is helpful to you. Click on the bottom of the phone to measure the amount immediately. The maximum loan amount is 200,000 yuan.