Is Ping An Bank’s credit card good?

1. Good; Ping An Insurance Credit Card is the only credit card with an insurance number in the country, covering a full range of high-value sea, land and air insurance. With accident insurance and indoor gas accident insurance, you can enjoy peace of mind when traveling at home.

2. Ping An Bank Credit Card is the first credit card launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also It has many special functions and provides cardholders with comprehensive security protection covering "safety in consumption, safety at home and safety in travel".

1. Application Conditions

1. Ping An Bank Credit Card is available to all natural persons who are over 18 years old, have full capacity for civil conduct, have a stable and legal source of income, and have good credit. Apply for a personal credit card master card from the card issuer with your valid identity document and other documents required by the card issuer.

2. The main cardholder of Ping An Bank’s credit card can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally liable for the debts incurred under the principal card and supplementary cards.

2. Limit

1. Ping An Bank credit card limit inquiry: You can inquire about Ping An Bank credit card limit through the customer service hotline, and learn about credit card account arrears, current available limit and other information anytime and anywhere. .

2. Temporary credit limit adjustment of Ping An Bank credit card: When using Ping An Bank credit card, if you find that the approved credit limit is not enough and you need to increase the credit limit, you can call the 24-hour customer service hotline to apply for a temporary credit limit increase. Quota. The increased temporary limit of Ping An Bank's credit card will be automatically restored to the original limit after the validity period.

3. Long-term credit limit adjustment of Ping An Bank: You can submit the latest financial income certificate and apply for it at any Ping An Bank branch. Ping An Bank will make an application based on your past card usage history, repayment records, etc. Conduct an audit and adjust your Ping An Bank credit card limit appropriately for the cardholder after passing the audit.

3. Cost information

1. Over-limit fee: Over-limit fee will be charged based on 5% of the over-limit part, and there is no minimum and maximum limit;

2 .Late payment fee: 5% of the unpaid portion of the minimum repayment amount, the minimum charge is RMB 20;

3. Handling fee for peer cash withdrawal: 2.5% of the transaction amount, the minimum charge is RMB 25;

4. Inter-bank cash withdrawal handling fee: 2.5 of the transaction amount, the minimum charge is 25 yuan;

5. Overflow payment recovery handling fee: 0.5 of the transaction amount, the minimum RMB charge is 5 yuan ;

6. Inter-bank overpayment recovery handling fee: 0.5 of the transaction amount, the minimum RMB charge is 5 yuan;

7. The cost of replacing a damaged or degaussed card is 15 yuan ;

8. Express delivery fee (optional) 20 yuan;

9. Handling fee for re-sending statements: free within 3 periods, and will be charged RMB 10 per month thereafter;

10. The fee for reporting the loss of the card is 60 yuan;

11. The handling fee for the password reset letter is 20 yuan;

12. The domestic purchase order is 20 yuan Yuan.

Is Ping An Credit Card good?

Ping An Credit Card is very good.

Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has Many special functions provide cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel".

Ping An Bank is one of the main business departments of Ping An Group of China and an important part of the comprehensive financial service platform of Ping An Group of China.

As a joint-stock commercial bank operating across regions, Ping An Bank has a registered capital of RMB 5.461 billion and total assets of over RMB 130 billion. Its head office is located in Shenzhen, and its business outlets are currently located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou and other places.

Application conditions:

Any natural person who is over 18 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation can apply with his or her valid identity document and Other documents required by the card issuer to apply for a credit card personal card master card from the card issuer.

The primary cardholder of a personal card can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally liable for the debts incurred under the principal card and supplementary cards.

How about Ping An Bank’s credit card?

Ping An Bank’s credit card is pretty good. It not only has a good credit limit, but also has many practical benefits for different card types. Ping An Bank also has many cooperative credit card merchants and launches some preferential activities from time to time. Of course, Ping An Bank has a wide distribution of outlets and the repayment method is relatively convenient.

There are certain age requirements for applying for a Ping An Bank credit card. To apply for a Ping An Bank credit card, you must be over 18 years old and under 60 years old. If you are an overseas person applying for a Ping An Bank credit card, you need to meet the age requirement of 25 to 60 years old. If the applicant does not meet the application age for Ping An Bank credit card, he cannot apply for Ping An Bank credit card.

Ping An Bank credit card application requirements:

1. Applicants must meet certain age requirements. Applicants need to be Chinese citizens over 18 years old and under 60 years old, or over 25 years old. Foreigners under the age of 60.

2. The applicant needs to be a natural person holding a valid identity document and having full capacity for civil conduct.

3. If you want to apply for a Ping An Bank credit card, good personal credit is one of the necessary conditions. Applicants must have good personal credit before applying for a Ping An Bank credit card. Personal credit has a certain impact on bank-related business.

4. A stable job and legal income are also one of the conditions for applying for a Ping An Bank credit card. The bank must ensure that the applicant has the ability to repay the credit card balance.

5. Applicants need to have certain financial conditions and provide some asset certificates to the bank. The stronger the personal assets provided, the higher the approval rate for applying for a Ping An Bank credit card.

Is Ping An Bank reliable? I want to ask someone who has experienced this to help me. I want to choose a reliable bank to apply for a credit card.

Ping An Bank’s credit cards are still very reliable. After all, they have been a commercial bank for many years and have a good reputation.

1. If you want to apply for a credit card from a bank, first follow this bank on WeChat. Public accounts, such as (XX Bank Credit Card), general credit card activities will be displayed on this public account immediately to see if the content of the activity is suitable for your area and whether it is strong enough to attract you.

2. Co-branded card: Co-branded card, as the name suggests, is a more targeted preferential policy. Whatever rights you want, you can also choose the corresponding co-branded card, such as the Meituan co-branded card, which will definitely let you eat, drink and have fun everywhere. There is a surprise; the JD.com co-branded credit card will definitely come with PULS membership or other rights on JD.com.

3. If there are local outlets, you can apply through the third-party platform. Now banks have cooperated in order to issue cards. Some platforms do promotions. When you apply for a credit card, you can get a rebate of 100 or 200 yuan per card. The highest price per card is 600 yuan. If you apply for it yourself or apply for a friend, you can put real money into your pocket, which is another great benefit.

4. Apply to mainstream commercial banks: Communications, Shanghai Pudong Development Bank, China Merchants Bank, Industrial Bank, Everbright, Minsheng, Hua Xia Bank, etc. The advantage is that they have been issuing credit cards for many years, have perfect risk control, and dare to give credit limits; already Established cooperation with many merchants, there are many activities and full discounts

5. The four major banks can be considered. Local banks rarely do well in their activities. Considering the four major banks, one is the issuance of credit cards. For a long time, everyone may have more deposits in these four major banks. For example, if you have a deposit of 100,000 in ICBC, based on your financial resources and star rating, the card limit will definitely be higher than that of someone without deposits and turnover.

6. Platinum Card: This depends on each individual’s needs. Platinum Cards generally have annual fees or higher requirements for annual fee exemptions, such as how many purchases or how much money you need to spend each year. The higher-end ones will not waive the annual fee at all, but the services will go to a higher level, such as annual physical examinations in tertiary hospitals, VIP lounges on airplanes and high-speed rails that can take people to rest, free airport transfers, parking and other rights.

Baijiahao has written this article about choosing a credit card

This is the end of the introduction about how is the credit card of Ping An Bank of China and how reliable is the credit card of Ping An Bank of China? Do you know where you found the information you need?