When you go to the bank to apply for a credit card, the first day is to submit relevant information, and then the bank will know the information of the applicant and all aspects of the applicant. It generally takes 65,438+00 working days from the time the audit department receives the user's application information to the time the credit card is approved. After the approval, the card will be issued within 2 working days, and then sent by registered mail according to the billing address, which will take about three days. So it takes about 65438+ from the time you submit a credit card application to the time you apply for a card.
After the credit card application is successful, you need to activate the card yourself. The credit card has an annual fee. Generally, the annual fee for the first year is prepaid by the issuing bank, and the annual fee for the second year is reduced or exempted by swiping the card six times (the amount is not limited) throughout the year (from the date of issuing the card, the annual fee for the third year is reduced or exempted, and so on. Of course, some high-end credit cards can't be reduced or exempted because they offer many benefits.
In fact, applying for a credit card with a bank card is not as fast as online, so I suggest you apply online, but you should pay attention to it in official website.
1. Credit card withdrawal means that professional cardholders can use multiple POS machines to simulate the continuous consumption limit, and the consumption types are diversified, so that the banking system can detect the current strong credit card consumption, thus increasing their credit card limit.
2. There is also a way to raise a card by card, that is, keep running credit cards, use the money from the last credit card to pay off the debt from the last credit card, and try to use the bank's money for free. This is a credit card with a card.
3. As we all know, due to the strict approval of credit cards by banks, the credit card limit of working-class people is lower than normal income, which makes many people's credit cards and consumption levels unbalanced, thus generating the idea of increasing the credit card limit.
4. The specific process of "raising a card" is that the cardholder repays the arrears for the cardholder with his own cash, so that the credit card shows normal repayment, and then "sets" the corresponding amount of cash on the card by swiping the POS machine and other false consumption methods. "So your credit history will be normal and the cash will still be mine."
5. "We repay the loan for you, and the bank doesn't know. It can only show that your credit card credit is good. In the process of' raising cards', we can also help you increase the number of swipes, and the bank will continue to increase your credit limit and points. "
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