The person who reports the loss of a credit card must understand that even if the credit card reports the loss, the bank card will not suspend the repayment business. Failure to repay on the repayment date will be regarded as overdue by the credit card, which will seriously affect the cardholder's personal credit record. So, can I repay my credit card after reporting the loss?

Can I repay my credit card after reporting the loss?

Credit cards can be repaid after reporting the loss. As long as the cardholder remembers the credit card number, he can still repay even if he doesn't get a reissued credit card. In addition, credit card holders can also bring their ID cards to the bank counter for repayment, without a physical card, and they can repay with the card number.

Does the credit card reissue affect the limit?

Reissuing the credit card will not affect the credit limit, and there is no situation that the credit limit will drop immediately after the credit card is reissued due to loss reporting. Generally, the new card that is reissued will directly inherit the quota of the old card.

Generally speaking, reporting the loss of a credit card does not mean that all business of the credit card is terminated, nor does it mean that the credit card account is completely frozen. After reporting the loss of the credit card, it will not be used for credit card consumption, cash withdrawal, etc. , but transfer repayment is still acceptable.