This is not necessarily the case.
Currently, the ICBC credit card statement date and repayment date are available at the following times. Cardholders can choose the statement date and repayment date according to their personal convenience.
Billing date: 1st, repayment date: 25th; Billing date: 8th, repayment date: 1st of the next month; Billing date: 9th, repayment date: 2nd of the next month; Billing date: 10th, repayment date: 3rd of the following month; Billing date: 11th, repayment date: 4th of the following month; Billing date: 12th, repayment date: 5th of the following month; Billing date: 13th , repayment date: 6th of the following month; billing day: 14th, repayment date: 7th of the following month; billing date: 15th, repayment date: 8th of the following month; billing date: 16th, repayment date: The 9th of the following month; the billing day: the 17th, the repayment date: the 10th of the following month; the billing day: the 18th, the repayment date: the 11th of the following month; the billing day: the 19th, the repayment date: the 12th of the following month; Billing date: 20th, repayment date: 13th of the following month; Billing date: 21st, repayment date: 14th of the following month; Billing date: 22nd, repayment date: 15th of the following month; Billing date: 23rd , Repayment date: 16th of the following month; Billing date: 24th, Repayment date: 17th of the following month; Billing date: 25th, Repayment date: 18th of the following month; Billing date: 26th, Repayment date: The 19th of the following month.
: The bill date and repayment date of ICBC credit card can only be modified once during the validity period of the card. Cardholders can directly call the bank’s customer service number to apply, or they can bring their valid personal ID and card to ICBC. Handle at the branch counter.
The ICBC credit card statement date can be simply understood as the day when the bill is issued. On this day, all overdraft limits of the cardholder in the previous consumption cycle will be summarized, allowing you to know how much you have consumed and need to return. How much. The billing dates for different ICBC credit cards are different.
The repayment date of ICBC credit card is the day on which the cardholder must repay all the consumption limit summarized on the statement date. Generally, the repayment date is about 20 days after the bill date. The repayment date is also fixed and will not change because the month has one more or less day. However, the bill date and repayment date can be changed.
When changing the billing date and repayment date, generally change the repayment date to 2 to 3 days after salary is paid, so that the cardholder will have enough money to repay the credit card bill on the repayment day. If there is difficulty in repaying the card, the cardholder can use installment repayment or the minimum repayment amount.
It should be noted that there is no repayment grace period for ICBC credit cards. When you usually repay, you must remember to repay on time. Once the repayment date is exceeded and the amount is not paid off, you will be counted. Overdue. Overdue records will be uploaded to the credit reporting center, which will have an impact on personal credit reporting.