When purchasing wealth management products, consumers should carefully read the instructions and contract terms of wealth management products, fully understand the various elements of wealth management products, and focus on the product term, investment direction or linked targets, liquidity, expected rate of return, product risks, etc.
As of September, 20 16, the cumulative download volume of 5 1 credit card housekeeper APP has exceeded 80 million, the monthly active users have reached 35 million, and the balance of credit card accounts receivable under management has exceeded150 billion yuan. The depth of customer use and activity rank first in the industry, and the product is widely considered as the safest product in the current credit card management APP category.
Extended data
In addition to a wide variety of wealth management products, the contract design of wealth management products is as complicated as a book, and the obscure product description also makes investors "confused". Many people sign contracts based on their trust in financial institutions and the pursuit of high returns, and finally wake up from their dreams when their investments are damaged. However, such behaviors as "being misled by the bank account manager", "reporting only income but not risk" and "describing wealth management products as deposits" have become the focus of complaints about financial disputes.
Alternative wealth management products are mostly non-guaranteed floating income products, and the gimmick is greater than the essence. The price trend of products linked to it is unique and fluctuates greatly. For example, the investment market of art, alcohol and Pu 'er tea has experienced ups and downs, so the risk will be much greater. Ordinary investors with low risk tolerance had better not get their hands on it easily.
Baidu Encyclopedia -5 1 Credit Card Manager
Baidu encyclopedia-wealth management products