Hello, when the validity period of a credit card is approaching, our bank will usually send a card replacement notification text message to the cardholder and proactively send the cardholder a new card without any formalities. If the old card type has stopped being issued, other card types will be issued after expiration. The main cardholder should follow our bank's text message or email instructions to log in to online banking to select an alternative card type or cancel the issuance of the new card. To change your student card when it expires or transfer after graduation, please follow our bank’s text message or email instructions to log in to online banking immediately. The online banking operation is in Card Management-YOUNG Card Management. Usually, a new card will be sent to you at the end of one month before the credit card expires. It will be sent by registered mail. Generally, the registered mail will be sent within 15 days.

If you have any questions about other China Merchants Bank credit cards, please search 4008205555 in QQ corporate friends and add China Merchants Bank Credit Card Center as a friend; or search the number "cmb4008205555" in WeChat and follow China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!