If the credit card is swiped on the billing date of Guangfa Credit Card, it will be calculated into the next month's bill.

It will not be included in the current bill. For example, if your billing date is the 20th, credit card transactions that occur before the 20th of each month will be included in this month's bill, and transactions after the 20th (including the 20th) will be included in the next billing cycle. The billing date is fixed and is based on the date of birth filled in the credit card application form (birthdays on 29/30/31 will be randomly configured as 4-28 by the system). See the billing prompts for details.