Hello, if you use our credit card, the main thing is to spend first and then repay. You can use the bank's funds to spend in advance and enjoy interest-free period. Credit card is not a savings card, and interest will not be settled in the credit card. Credit cards can be used as payment tools, and can be directly consumed through POS machines installed by merchants or online payment platforms.

If you have any questions about other CMB credit cards, please search for 4008205555 among QQ corporate friends and add CMB Credit Card Center as a friend. Or search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!