1. What is the minimum repayment amount of Hangzhou Bank's credit card?
The minimum repayment amount of Hangzhou bank credit card refers to the "minimum repayment amount" listed in the current bill before the specified due repayment date. If the repayment is made according to the minimum repayment amount listed in the bill, the remaining unpaid part belongs to the normal credit balance, and there is no need to pay late fees, and it will not affect the normal credit record. However, all consumption funds in the current period cannot enjoy the interest-free repayment period, and interest will be calculated cyclically from the transaction entry date.
Please refer to the minimum repayment amount listed in the bill for the specific amount.
Second, Hangzhou Bank Credit Card Minimum Repayment Formula
Calculation formula:
1. When the repayment amount is less than or equal to the minimum repayment amount in the previous period:
Minimum repayment amount = the unpaid part of the minimum repayment amount in the previous period+(all payable amount in the previous period-minimum repayment amount in the previous period) * 10%+ accumulated unpaid expenses in the current period+accumulated unpaid interest in the current period+accumulated overdraft cash withdrawal amount in the current period+amortized amount in the current period+accumulated unpaid consumption in the current period+10%.
2. When the repayment amount is greater than the minimum repayment amount in the previous period:
Minimum repayment amount = (all payable amount in the previous period-paid amount) * 10%+ accumulated unpaid expenses in this period+accumulated unpaid interest in this period+accumulated overdraft withdrawal amount in this period+amortized amount in this period+accumulated unpaid consumption in this period+10%.
note:
If the minimum repayment amount is less than 100 yuan, it shall be calculated as 100 yuan, and the maximum amount shall not exceed the total amount owed.
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