no. According to the inquiry of the wealth management network, when applying for a credit card, the online loan records will not be directly checked, and the risk control department of the issuing bank mainly considers the credit status of the applicant, including personal credit score and credit report, which usually comes from credit reporting institutions, such as China People's Bank Credit Information Center, Baixing Credit Information, Sesame Credit, etc. The personal online loan records of the applicant will affect the credit score, which will have a certain impact on the approval of the credit card.