First, stop paying the bill.
Stop interest calculation and credit it to the account. Stop interest means to stop generating interest, and bookkeeping means to temporarily deal with arrears. A stop-interest account is a repayment method for people who are unable to repay their debts. After the account is stopped, the bank will make a repayment plan according to the specific situation of the repayment person. Then the debtor can repay a certain amount of arrears every month according to the repayment plan.
Second, how to apply for stopping payment?
(2) If you are rejected for the first time, don't worry, call several times to make sure that the bank will give you the opportunity to apply for suspension of payment.
(3) Bank customer service has the right to suspend interest calculation and hang up your account by phone. You just need to tell the customer service and ask the other party to help you make an appointment for a specific outlet and conduct a repayment interview.
2. Making an appointment to negotiate repayment is half the battle.
(1) For banks, there will be special appointments for VIP customers alone, but most banks are reluctant to make an appointment for repayment.
(2) Once an appointment is made, you can negotiate the repayment with the bank staff in detail.
1. Call the official customer service phone of the bank to make an appointment for repayment.
(1) Under normal circumstances, when you call the official customer service phone of the bank to talk about repayment, especially when you indicate that you want to apply for suspension of payment, there is a high probability that you will be rejected.