Bank cards are divided into debit cards and credit cards. The specific processing times are as follows:

1. If the user applies for an ordinary bank savings card, they can get it on the same day. The time to apply for a debit card is about 10 minutes to 30 minutes, depending on the processing speed of each bank;

2. If the user applies for a credit card, it usually takes two weeks to get it. After the user submits the application for a credit card, the bank takes 3 to 5 days to produce the card, and then sends the card payment method to the user within 7 to 10 days.

Debit card refers to a bank card issued by the card issuer to the cardholder without a credit limit, and the cardholder deposits first and then uses it. Debit cards are divided into debit cards, special cards and stored-value cards according to their functions.

A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back.