Credit card quota sharing means that the credit cards of the same bank held by the same cardholder use a common quota, and there is no need to apply for the credit cards of the same bank. Handling credit cards from different banks can not only increase the total amount, but also enjoy preferential activities brought by different banks.

All credit cards (including supplementary cards) under the same name of China Construction Bank have the same credit limit, and the sum of overdraft limits of all cards cannot exceed the limit of the card with the highest credit limit.

The credit card quota of the same bank is shared, and the sharing quota is subject to the maximum credit card quota in hand.

Extended data:

Improve quota skills

First, continuous and frequent credit card consumption

Persistence means that after you have a credit card, you should insist on long-term credit card consumption. It is best to have a credit card spending limit every month for more than three consecutive months. Don't freeze it for a long time.

The frequency is to swipe your card anywhere you can, regardless of the amount. The more credit card times and services, the better. If you swipe your card at one time, it is easy for banks to think that there is a suspicion of cash withdrawal by credit card, and it is difficult to increase the quota.

Second, pay attention to the credit card limit and temporary withdrawal.

Pay attention to the credit card limit and make full use of temporary withdrawals.

Third, stick to application and seize the opportunity of application.

Insist on applying and seize the opportunity to apply, and have both. For credit card users, you can insist on telephone application to increase the credit card limit, because different customer service or staff have slightly different attitudes and principles in handling this application. Maybe the last one failed and the next one passed. Sticking to the record left by telephone application will also help to increase the application amount in the future.

References:

Baidu encyclopedia-credit card limit

References:

Baidu encyclopedia-share quota