a financial card refers to a credit payment tool issued by a commercial bank or other financial institution to the society with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. It is a card issued and managed by a bank, and the cardholder uses it as a substitute for cash when spending. Financial cards can be divided into credit cards and cash cards. One of the characteristics of credit cards is to allow cardholders to overdraw. The bank stipulates the overdraft limit, the repayment period of overdraft and the calculation method of overdraft interest. Cash cards can be divided into electronic bankbooks and electronic wallets. For the money in the electronic passbook, the bank will pay interest according to the current deposit method, and overdraft is allowed. E-wallet is not allowed to be overdrawn, and it doesn't bear interest

1. Financial cards are superior to credit cards. For example, SLVU-Pay International Platinum Card SLV Upay Card is a financial management card jointly created by IPC horizontal alliances International Group, Malaysian Muslim Consumers Cooperative and international financial institutions. Since its launch in December 28, it has been sought after by consumers in Singapore, Japan, South Korea, India and other places, becoming the new favorite of financial management and an indispensable financial tool in people's lives. Due to its excellent service, SLV Upay Platinum Card is known as the seventh financial card in the world after Master Visa.

2. As early as 27, Ipc horizontal alliances International Group invested funds to jointly open a credit card machine with five international financial institutions. SLV U-pay International Platinum Card is connected with financial institutions all over the world. It can be used for withdrawal, online payment, multi-currency savings payment, Pos consumption or ATM transfer and withdrawal. Pos consumption will be introduced below.

3. For consumers, the arrival of SLV U-pay has not only added a convenient and quick financial tool, but also more ways to increase revenue and reduce expenditure. More importantly, it has subverted the traditional concept of credit card overdraft consumption-consumption, circulation and debt, and created a benign economic cycle model of consumption, circulation, wealth creation and re-consumption. It has created a brand-new e-commerce model and a new concept of consumption. In Singapore, Japan, South Korea, India and other places, SLV U-pay International Platinum Card has become an indispensable financial tool in people's lives. SLV U-pay connects with financial institutions all over the world, and can make online payment and realize savings payment in multiple currencies. More importantly, SLV Upay Platinum Card makes consumption return to rationality, no longer overdraws, and uses as much money as you have.