2. At present, Agricultural Bank of China will charge an annual fee for its credit card, but it can be exempted as long as it meets some specific conditions stipulated by the bank. Agricultural Bank of China credit cards generally have a preferential policy of free annual fee for the first year of card opening. If you spend 5 times or more on your credit card every year, you can also avoid the annual fee for the following year. If the cumulative number of swipes in that year is less than 5 times, the Agricultural Bank will also charge a certain annual fee. At present, the collection standard of the annual credit card fee of ABC is as follows: the annual gold card fee of RMB and foreign currency is generally around 200 yuan, and the ordinary card fee is 100 yuan. If you have a gold card in RMB, the annual fee is 160 yuan, and Puka is in 80 yuan every year.

China Agricultural Bank Credit Card Related Production Costs and Handling Fees:

1, new card issuance, loss reporting and replacement, and expired card replacement are free of charge;

2. If the credit card is damaged, replace 10 yuan/card and 50 yuan/personalized card;

3. Loss reporting fee: 50 yuan per card;

4. SMS notification service fee: 3 yuan/account number/month;

5. Courier fee for letters: If the cardholder requests urgent delivery, the courier fee will be 20 yuan/letter;

6. Installment service fee: maximum installment amount * installment times *1.2%;

7. Delay fee: no more than 200 yuan RMB or equivalent foreign currency;

8. Bill reprinting fee:/kloc-free bill within 0/February,/kloc-5 yuan/copy before 0/February;

9. liquidated damages for overdue repayment: 5% of the unpaid part of the minimum repayment amount;

10, international settlement fee: Visa card is 1% of the transaction amount; MasterCard is 1.65438+ 0% of the transaction amount.

It takes about 15 days for the ABC credit card review. Generally speaking, the better your comprehensive credit status is, the faster your review will be. After approval, ABC will process your credit card within 3 working days. After the credit card is completed, ABC will send the card by registered mail, which takes 7- 15 days. The mailing time depends on the distance between your credit card application address and the address of the issuing bank.

According to the time required for ABC's credit card production and mailing, it takes more than half a month for ABC's credit card to get the card from the business card printing to the customer.

So it can be seen that when you apply for a credit card at ABC, if the application is approved by the bank, the bank will print the card for you. It takes about a month to get the card from your application.