1. In the overdue negotiation repayment process of Guangfa Credit Card, you need to contact the bank first;

2. Next, explain the reasons for overdue in detail and put forward the willingness to repay;

3. In the communication with the bank, you can try to negotiate and formulate a new repayment plan;

4. If the negotiation is successful, the repayment obligation shall be fulfilled in time according to the new repayment plan;

5. If no agreement is reached, the bank may take corresponding recovery measures;

6. Summary: The overdue negotiation repayment process of Guangfa Credit Card includes contacting the bank, explaining the reasons, making repayment plan through negotiation or accepting recovery measures;

7.

Extended information: Guangfa Credit Card can get in touch with the bank by telephone, online customer service or at a bank outlet. In communication, you should explain in detail the reasons for overdue and express your willingness to repay. The bank will make an assessment according to the individual situation, and may negotiate to make a new repayment plan. If the negotiation is successful, it is necessary to fulfill the repayment obligations in time according to the new repayment plan. If no agreement can be reached, the bank has the right to take corresponding recovery measures, such as suing through the court and entrusting a third-party agency to collect money. Therefore, when Guangfa Credit Card is overdue, it is the key to solve the problem by getting in touch with the bank as soon as possible and actively communicating and negotiating the repayment plan as soon as possible.