The annual fee of Guangfa Credit Card can be inquired by telephone, bill, online banking or WeChat.
1. The most convenient way is to use the telephone number reserved by the bank, call the customer service phone number of Guangfa Bank Credit Card Center, and directly check the annual fee.
2. After the billing date, the bank will let the user choose a billing method, and the bill will clearly list the user's consumption details and repayment amount during this period.
3. Some credit cards of Guangfa support the annual fee-free policy, that is, the annual fee is directly exempted in the first year, and the annual fee is exempted in the following year after swiping the card six times a year. If you spend enough, you don't have to pay the annual fee.
Query through mobile app: use iPhone 13 (system version: i0S 15.0) to open the wonderful APP (version 6.2.0), download and log in to find the wonderful APP, and click "My → Common Tools → Bill Query" to quickly query the bill details and find the annual fee. Generally speaking, the annual credit card fee of Guangfa Bank is 40 yuan/year for the main card and 30 yuan/year for the auxiliary card; Renminbi gold card 80 yuan/year is the main card, and 48 yuan/year is the supplementary card; The standard platinum card is 2,500 yuan/year for the main card and 1500 yuan/year for the auxiliary card; Unlimited Card/World Card/Diamond Card12,000 yuan/year, and the supplementary card is 5,000 yuan/year. The first annual fee is generated on the day the new card is activated, and the payment period is one year. Personal credit card gold card and ordinary card are exempt from the annual fee in the first year, and the annual fee in the following year is exempt from swiping the card for 6 times or more. Guangfa Credit Card is the first domestic standard credit card issued by Guangfa Bank 1995, and it is also the first credit card to achieve profitability. The credit limit of the card is preset according to international standards, and it is used for overdraft consumption and cash withdrawal transactions without pre-deposit. The interest-free period of overdraft consumption can be as long as 50 days. As long as you repay in full before the repayment due date stipulated by the bank, you can enjoy interest-free treatment from the trading day to the repayment due date. The repayment method is flexible, you can pay off in full, or you can choose the minimum repayment amount, enjoy revolving credit, and manage your finances more freely. Introduction: Guangfa Card is the first real credit card in China issued by China Guangfa Bank 1995, and it is also the first credit card to achieve profitability. GDB Card has always adhered to the service concept of "giving you more, seeing further for you", guided by customer demand, and led the credit card market in China with innovation and market segmentation. By June of 20 10, the number of cards issued exceeded 100000, forming a distinctive "wide card issuing model" with the simultaneous development of "quality" and "quantity", and becoming a well-known brand in the credit card field. Guangfa Card has successively won the honors of "Top Ten Most Trusted Bank Cards in the World/China", "UnionPay Standard Credit Card Market Development Award" and "Best Customer Service Award in Asia Pacific". At the end of 20 10, the credit balance of GDB card exceeded 30 billion yuan.