Current location - Trademark Inquiry Complete Network - Overdue credit card - What does Baoshang Bank credit card cash installment mean?
What does Baoshang Bank credit card cash installment mean?

It is a credit card cash withdrawal and a cash advance limit. Credit card cash advance is a generalized credit card cash withdrawal. You can withdraw money through an ATM machine or transfer the amount in the credit card to a debit card through bank phone or online banking. The cash advance limit of a bank credit card is generally 30-50% of the credit limit of the credit card.

The minimum credit card application amount is 5,000 yuan, and the maximum is 100,000 yuan, increasing in integer multiples of 1,000 yuan, and the maximum is 50 of the account credit limit.

The number of installments: 3, 6, 9, 12, 18, 24, each period refers to one month. And the handling fee rate for cash transfers is 7.5‰/period, and the transfer fee is 10 yuan/transaction.

Handling fee calculation method: Cash installment handling fee per installment = total cash installment transaction principal amount × extended information on each installment handling rate

Baoshang Bank credit card self-mailed installment

Baoshang Bank Credit Card provides you with self-mailed installment services. The merchants currently cooperating with Baoshang Bank are all well-known companies with good reputation and guaranteed product quality. Their products cover digital, home furnishing, accessories, etc. category. 0 interest, 0 handling fees and 0 postage. Just call Baoshang Bank customer service number to apply for an order.

Number of installments: 1, 3, 6, 12, 24 (one issue per month)

Process: Select the product → call customer service hotline 0472 -96016 → Select manual service → Quote the name and number of the selected product → Complete the application → Sign for the product → Repay the monthly apportioned amount.

Baoshang Bank official website-Baoshang Bank credit card cash installment business rules