The routine of giving gifts when applying for a credit card is that banks use gifts to attract customers to apply for credit cards, in order to increase the number of card issuances and stimulate customer consumption.

In order to increase the issuance of credit cards and promote customer consumption, banks will provide various gifts to attract customers to apply for credit cards. These gifts can be in-kind gifts, cash back, or points, etc., depending on the bank and the type of event. Bank employees receive commissions based on completing card application tasks, so they actively use various gifts to attract customers.